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Love Sutivi

Love Sutivi

Hi, and welcome to my page! I am a 45 year old kind of empty nester. I have raised 3 college-educated girls on my own. Now, I have more time to share some tips and tricks I've learned along the way as a girl mom.

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Home » All » Money

Money

track spending

Journal Entry 13: What I Do To Track Spending

May 15, 2025 | Sutivi

This post may contain affiliate links. I may receive commissions for purchases made through links in this post, but these are products I highly recommend.

It’s May, which means it’s month five of me tracking my spending. I have to be honest. Although I have been tracking my spending, I haven’t been on top of really managing my spending. I am still purchasing unnecessary things. Yes, I created a budget, but only for savings. I haven’t created a budget for…

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Categories: All + Money

long term savings goals

Journal Entry 12: My Long Term Savings Goals

Apr 23, 2025 | Sutivi

This post may contain affiliate links. I may receive commissions for purchases made through links in this post, but these are products I highly recommend.

Today, I thought I’d share my progress toward my long-term savings goals. As I shared in my last blog post, Journal Entry 10 (click here to read), I focused on my long-term savings goals after consolidating my bills. When I started working overtime at the start of this year, I increased my company retirement plan (457B,…

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Categories: All + Money

dealing with debt

Journal Entry 11: How I Am Dealing With Debt

Apr 21, 2025 | Sutivi

This post may contain affiliate links. I may receive commissions for purchases made through links in this post, but these are products I highly recommend.

Hi! Hello! I’m sorry if you’ve been keeping up with my journal entries. I haven’t written one for several weeks. A lot has happened, both financially and just in life. Let’s get right into it as we end the last day of March. In my last blog, Journal Entry 10 (click here to read), I…

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Categories: All + Money

financial freedom books

Journal Entry 10: 6 Of The Best Financial Freedom Books To Read

Feb 28, 2025 | Sutivi

This post may contain affiliate links. I may receive commissions for purchases made through links in this post, but these are products I highly recommend.

For journal entry 10, I thought, instead of sharing steps I’ve taken recently towards financial freedom, I’d like to share some financial freedom books that have helped me gain more financial literacy. I’ve read many financial books through the years that have helped me gain financial literacy. Recently, I started to read financial books again….

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Categories: All + Money

achieving financial freedom

Journal Entry 9: My Journey To Achieving Financial Freedom

Feb 27, 2025 | Sutivi

This post may contain affiliate links. I may receive commissions for purchases made through links in this post, but these are products I highly recommend.

Hey, party people! Can you tell I feel a bit more optimistic than my last blog post about my steps to financial freedom? Click here to read more about it. Although the amount of debt has not changed drastically and my numbers are pretty much the same, I feel a bit better today than when…

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Categories: All + Money

steps to financial independence

Journal Entry 8: My Steps To Financial Independence

Feb 20, 2025 | Sutivi

This post may contain affiliate links. I may receive commissions for purchases made through links in this post, but these are products I highly recommend.

Steps to Financial Independence It’s been over two weeks since I last wrote a journal entry. Here, I’ll share what I’ve been doing towards my steps to financial independence I’ve been doing a great job of tracking my finances and using cash to pay for everything. I recently got back from a Portland trip with…

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Categories: Money

Step to financial freedom

Journal Entry 7: My First Step To Financial Freedom

Feb 03, 2025 | Sutivi

This post may contain affiliate links. I may receive commissions for purchases made through links in this post, but these are products I highly recommend.

My First Step To Financial Freedom It’s Sunday today, and I decided not to work overtime at my regular job today. I have been working overtime every day so far and need to take today off to catch up on my blog posts. I also finally created my first step to financial freedom this weekend!…

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Categories: Money

steps to financial freedom

Journal Entry 6: My Journey Towards Steps To Financial Freedom

Jan 26, 2025 | Sutivi

This post may contain affiliate links. I may receive commissions for purchases made through links in this post, but these are products I highly recommend.

A Couple Of Backward Steps To Financial Freedom Hi! Long time no write! Since Journal Entry 5, several days have already passed! It’s been a bumpy road since the last time I wrote about my steps to financial freedom. Ugh, where do I start? Well, I guess I’ll start with my miscalculation of the leftover…

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Categories: Money

my financial freedom

Journal Entry 5: My Journey Towards My Financial Freedom

Jan 21, 2025 | Sutivi

This post may contain affiliate links. I may receive commissions for purchases made through links in this post, but these are products I highly recommend.

Day 5: My Financial Freedom Today, is Dr. Martin Luther King Junior’s birthday. Thankfully, I had the day off. I was able to run some errands and go to the shopping center I mentioned I needed to go to in Journal Entry 3 (which you can find here). It was a lot easier than I…

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Categories: Money

financial freedom plan

Journal Entry 4: My Journey Towards A Financial Freedom Plan

Jan 20, 2025 | Sutivi

This post may contain affiliate links. I may receive commissions for purchases made through links in this post, but these are products I highly recommend.

Day 4: A Step Closer To Creating A Financial Freedom Plan In yesterday’s blog which you can find here, I wrote that today my girlfriend’s and I were supposed to celebrate another girlfriend’s 40th in Carmel, CA. However plans did not work out for her, and she cancelled last night. Since, I was already forecasting…

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Categories: All + Money

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